In recent months, you\u2019ve whizzed through life as if it was your very own Monopoly board, and you\u2019ve managed to obtain oodles of cash – whether it\u2019s through your own hard work, a promotion and pay rise, your own savings, or something a bit dodgy (but we don\u2019t want to know about that). Well, there\u2019s only one thing we have to say\u2026 congratulations! Finally having money in your bank account is one of the greatest joys in life, but you can often find yourself splashing your cash unnecessarily on things that you really don\u2019t need, such as a new television, a new car, or even a Llama if you feel like it!<\/p>\n

Give yourself a budget<\/h2>\n

Yep, a budget is one of the best ways forward – and you have two ways to go about this. Either you can create spreadsheet upon spreadsheet of all of your outgoings and incomings each month, total everything up, divide it by the mean and whatever else you do in terms of mathematics, or you could simply divide your money into two different bank accounts. By putting money into one account, you can guarantee that you\u2019ll have money there to pay your rent, your bills, and other necessities. You can put your socializing and fun money in a separate account.<\/p>\n